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CD Calculator

Calculate the ending balance, total interest, and APY for a certificate of deposit.

Initial Deposit ($)

CD Length (months)

Interest Rate (%)

Compound

Ending Balance

$10,459.40

Initial Deposit

$10,000.00

Total Interest

$459.40

APY

4.594%

Breakdown

Deposit — 96%

Interest — 4%

Compounding Schedule

Period	Interest	Balance
1	$37.50	$10,037.50
2	$37.64	$10,075.14
3	$37.78	$10,112.92
4	$37.92	$10,150.85
5	$38.07	$10,188.91
6	$38.21	$10,227.12
7	$38.35	$10,265.47
8	$38.50	$10,303.97
9	$38.64	$10,342.61
10	$38.78	$10,381.39
11	$38.93	$10,420.32
12	$39.08	$10,459.40