APR Calculator

Calculate the real annual percentage rate (APR) including fees and points.

Loan Amount ($)

Loan Term (years)

(months)

Interest Rate (%)

Compound

Loaned Fees ($)

Upfront Fees ($)

Real APR

6.563%

Amount Financed

$100,000.00

Upfront Out-of-Pocket

$2,500.00

Payment Every Month

$1,110.21

Total of 120 Payments

$133,224.60

Total Interest

$33,224.60

All Payments & Fees

$135,724.60

Principal — 74%

Interest — 24%

Fees — 2%